Friday, March 5, 2010

5 Things You Absolutely Must Do Before Shopping For an Auto Insurance Quote


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Shopping for an auto insurance quote should be a quick experience but unfortunately like a number of things in this life it has been made amazingly difficult. You can go to the internet and receive a quote in a matter of minutes but you will pay way more than you need to.

Computer sites can't give a discounted auto quote, they don't dare put a cheap auto insurance rate on there site for fear some hacker would figure out how to get the cheap car insurance quote and be peddling the secret on eBay within minutes. So the only thing you can get from the computer site is a fast expensive vehicle insurance quote.

If you're like me you want to pay as little as possible for a quality car insurance policy. Trust me as a father of 8 kids who all have drivers licenses, getting the lowest cost rate for auto insurance is important if not just plain crucial.

So by trial and error I have devised these 5 steps to get discount auto insurance rates on quality vehicle insurance every time you ask for a quote. Here are those 5 Crucial steps:

Thing You Must Do #1: Contact Your Local car insurance agents. There are the only ones who can make a judgement to give you a affordable rate. Not their secretaries, not their office managers only the local agent. The reason why only the local auto agent? The discount is almost always going to come out of their profit and they are the only one that can make that decision.

Thing You Must Do #2: Fill out one form and send that form to five or six of the sharpest auto insurance agents in your surrounding area. Don't bother going to their office, the chances of talking to the agent themselves is slim to none. You will just get referred to a secretary or account manager and as I said they can't give you a discount. Only the local agents are auto insurance discounters.

Thing You Must Do #3: You must get the local agents to compete against each other. Remember these local vehicle insurance agents might be best friends at the local chamber meetings but get them competing for a car insurance quote and they can be very competitive. They don't like to lose, especially to their friends. When auto insurance agents compete you win!

Thing You Must Do #4: Choose the quote that you like best. Within a little bit you will receive low cost vehicle insurance quotes from these agents. Simply pick out the one that you like best.

Thing You Must Do #5: Relax and enjoy life knowing that you are receiving the cheapest vehicle insurance possible on quality car insurance. Sometimes the calm from knowing that you got the lowest rate possible is worth more than the all the rest.

Well there you have the 5 must do things to receive an car insurance quote that is truly the best. Here's the link for auto insurance quote where you can go fill out that one form and we will see that the hungriest local agent in your hometown receive that quote request. After that sit back, relax and smile knowing that you have done every thing possible to get the best auto insurance quote for you and your family.

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